Tuesday, August 23, 2011
I was informed today that my Short Term Disability has been denied past 8/8. I also didn't realize until this phone call that while my case was under review I wasn't getting paid. I can appeal the decision and my specialist stands behind me 100% but he's been doing his job for over 30 years and isn't too hopeful that they will overturn their decision so we'll see. Once I officially receive the denial letter I can submit a request for an additional review along with any medical information I think might be helpful. My specialist will be submitting a letter to them as well. I feel grateful that my job is protected at this point but not having a source of income is slightly scary. If I keep an extremely tight budget I can probably survive for at least a couple of months but also have to take into consideration that I have to continue to pay for my health benefits while I have no pay coming in. I'm doing my best not to freak out about the unknown but it's hard not to. Right now I'm doing a lot of writing and praying and telling myself that it will all work itself out. The only thing I know for sure is that I can't go back to work and expect to not get fired. I tried to work for months when I first started treatment and it became increasingly clear that it was too much for me to handle. It's so sad to think that the insurance company can deem me "better" without any explanation. I still have fatigue and I still don't feel well at least one day a week (Monday's seem to be the worst as of late...today was horrible btw) and I sure can't handle stress personally or professionally. Well, there ya have it. I figure even if Short Term Disability overturns their decision it might take awhile so I'm going to contact DHS or any other assistance I can think of for any temporary help. I'm super stressed out but I know it'll all work itself out in one way or another. Please pray for my sanity and if you have any suggestions or resources I can check out please comment here, I would greatly appreciate it!!